When it comes to nursing homes, numerous misconceptions can cause confusion and unnecessary worry for families. At Perham Living, we aim to dispel some of the most common myths.
Tracy Hendrickx, Vice President, and Andrea Zetah, Director of Quality of Life/Assistant Administrator of Perham Living, got together to dispel these myths.
Myth 1: Medicare pays for nursing home care.
This is one of the most common misconceptions. Medicare does not pay for long-term nursing home care. Instead, care is covered in several ways:
- Private pay: Some residents pay out of pocket.
- Medical Assistance (Medicaid): For those who qualify after a financial eligibility process.
- Long-term care insurance or VA benefits: May help cover costs for some people.
The State of Minnesota sets nursing home rates, and each may charge differently. 
Myth 2: The nursing home will take my home or farm.
Nursing homes themselves do not take personal property. Financial decisions are made between the resident, the county, and the State of Minnesota. The state has a process for determining eligibility for medical assistance. If you want to protect assets, it’s essential to plan and meet with a financial advisor early—waiting until the last minute can limit your options.
Myth 3: Nursing homes are sad and depressing.
Nursing homes have changed dramatically over the years. At Perham Living, residents enjoy a wide range of activities, from gardening to social events to community outings and happy hour. There are always opportunities to connect, learn, and stay active. Ironically, many residents feel less lonely here than they did at home, thanks to daily socialization and support. Many see improvements in their health, social life, and overall well-being after moving in. Residents thrive because they have nutritious meals, clean laundry, and people who care for them. The “nursing home of old” doesn’t exist anymore—today, there is a strong focus on quality of life and personal choice.
Myth 4: I won’t be able to remain independent or make my own choices.
Resident choice is at the heart of Perham Living. Our staff work around residents’ schedules—not the other way around. If someone prefers to sleep until late morning, that’s respected. Residents can leave to visit family, attend events, or even spend the winter elsewhere if they choose. Independence is honored, as long as a safe plan is in place.
Myth 5: Nursing homes cost too much.
The cost reflects 24-hour nursing care, medical oversight, and assistance with daily needs. Rates include:
- Nursing and personal care are available day and night
- Medication administration
- Room and utilities (food, electricity, water, TV, etc.)
When you add up the cost of maintaining a home and hiring care independently, nursing home care is often comparable or even less expensive and provides the medical care residents require. 
Myth 6: Residents are medicated or restrained to keep them under control.
By law—and by philosophy—we cannot and would not medicate or restrain residents simply for convenience. If someone is having behavioral issues, our staff works with them to understand what’s going on and how to support them.
Myth 7: All nursing homes are the same.
Every nursing home has its own culture, layout, and approach to resident life. At Perham Living, we focus on independence, personal choice, and creating a true home environment. We encourage families to tour several facilities and compare—they can be very different.
Myth 8: I can move in right away.
Many nursing homes, including Perham Living, have waitlists. Planning ahead is essential. You can tour, get your name on the list, and be notified when an opening becomes available. It doesn’t mean that you have to take the opening, but at least we know that you’re interested, and we can keep you on the waiting list.
Myth 9: Nursing homes are not well-regulated.
In fact, nursing homes are among the most highly regulated environments in the country. The Minnesota Department of Health conducts unannounced inspections every 9–15 months, with in-depth reviews. Perham Living proudly holds a five-star rating from the Centers for Medicare and Medicaid Services (CMS) and the State of Minnesota, the highest rating possible.
Myth 10: All nursing homes are short-staffed. 
Like many healthcare providers, we faced staffing challenges during COVID, but Perham Living is now well-staffed. Our residents receive attentive, consistent care from people who know them well.
Plan Early—Don’t Wait for an Emergency
The best time to think about nursing home care is before you need it. Touring facilities, joining activities, and even getting on a waitlist can make the transition much smoother. We encourage families to plan, explore their options, and see firsthand the vibrant community at Perham Living.
Call (218) 347-1800 to arrange a tour. Learn more about Perham Living.
About Perham Health
Perham Health is a 25-bed Critical Access Hospital with three primary care clinics, a 96-bed nursing home, home health care agency, adult day services, memory care assisted living, and senior housing. The medical staff consists of 24 physicians, a nurse midwife, 14 advance practice clinicians, and three chiropractors. Visit perhamhealth.org to learn more.
Our content is for informational purposes only and should not be relied upon as medical advice. The content is not designed to replace a physician’s medical assessment and medical judgment. As always, please consult first with your physician about health matters.


Leave A Comment